3 Credit Report Data

My credit, I have a gap of almost seven years. He said the original creditor, then twice with two different collection agencies. And there are three different amounts! In addition, collection of account numbers and dates, so they show the last seven years. The only thing that really is, is the original creditor listed for each individual. Yes, I understand that I must pay for it, but I want to pay right. And "that's what they are doing legal? Can I get an offset credit? You must contact the collection. Say you need to pay if and only if the item by credit file, you must act. Get everything in writing before it undermines the loan. You must contact credit reporting agency and dispute the item. Then write to the company and tell them to cease all communication and check your credit report without your permission.